For many, the name Tori Spelling is synonymous with the glitz and glamour of Beverly Hills. As the daughter of legendary TV mogul Aaron Spelling and the star of the cultural phenomenon Beverly Hills, 90210, she was once the ultimate "poor little rich girl" living in a 56,000-square-foot mansion.
However, the reality of the Tori Spelling net worth in 2025 is a far cry from the famous zip code that launched her career.
Today, the actress faces a financial reality that experts describe as being "deep in the red." From staggering IRS debts to a public struggle with housing and a high-profile divorce, Tori’s story is a modern Hollywood cautionary tale of inheritance drama, expensive tastes, and the challenges of maintaining a luxury lifestyle on a fluctuating income.
What is Tori Spelling’s Net Worth in 2025?
As of late 2025, Tori Spelling’s net worth is estimated to be -$200,000. While it may seem impossible for the daughter of a man worth $600 million to have a negative net worth, a combination of legal battles, unpaid taxes, and personal debt has placed her firmly in the red zone.
The core of her financial crisis stems from a massive debt load exposed during her legal proceedings. In the final judgment of her divorce from Dean McDermott, it was revealed that the former couple owes more than $1.7 million in unpaid federal and state taxes.
This includes approximately $1.2 million owed to the IRS and $500,000 to the California Franchise Tax Board. According to court documents, this tax debt is split evenly, leaving Spelling responsible for at least $850,000 in back taxes alone.
A Detailed Breakdown of Tori Spelling’s Debts
Beyond the IRS, Spelling’s financial obligations have piled up over the years:
- $288,000 owed to a private individual.
- $69,000 owed to another individual.
- $37,000 in American Express credit card debt.
- $10,228 in uninsured medical expenses.
- An outstanding balance to City National Bank, stemming from a $400,000 loan that the bank sued to recover in 2017.
How Did Tori Spelling Get Famous?
Tori Spelling’s path to fame was paved early on. Born on May 16, 1973, to Aaron and Candy Spelling, she grew up in the heart of the entertainment industry. Her father, Aaron Spelling, was one of the most prolific producers in TV history, the mastermind behind hits like The Love Boat, Fantasy Island, and Charlie’s Angels.
Tori began taking acting lessons at age six and landed guest roles on many of her father’s shows, including Saved by the Bell. However, her big break came at 17 when she was cast as Donna Martin in Beverly Hills, 90210.
The show ran for ten seasons (1990–2000), making Tori a global household name. While her talent was evident, the "nepo baby" label followed her, as her father produced the series. Despite the criticism, she remained a fan favorite for the show's entire run.
The Inheritance Scandal: Why Didn't She Get Her Father's Millions?
The most common question regarding the Tori Spelling net worth is why she didn't inherit her father’s fortune. When Aaron Spelling passed away in 2006, his estate was valued at roughly $500 to $600 million.
To the shock of the public, Tori and her brother, Randy, reportedly inherited only $800,000 each after taxes. The vast majority of the fortune went to their mother, Candy Spelling.
Tori has admitted she wasn't entirely surprised by this, having discussed the inheritance with her father before his death. In her book Spelling It Like It Is, she noted that she grew up "rich beyond anyone's dreams" and struggled to let go of those expensive tastes as an adult.
Her mother, Candy, once claimed that Tori’s spending habits were "out of control," a factor that contributed to their rocky relationship and Candy’s decision to limit financial support for many years.
Career Transitions: Reality TV and Authorship
After 90210 ended in 2000, Tori pivoted to various entertainment sectors to maintain her income.
- Reality Television: She starred in several reality shows with her then-husband Dean McDermott, including Tori & Dean: Home Sweet Hollywood and True Tori. These shows were successful but also highlighted the couple's mounting financial and marital stress.
- Authorship: Tori found success as a New York Times bestselling author. Her first book, sTORI Telling, topped the charts, followed by titles like Mommywood, Uncharted TerriTORI, and Spelling It Like It Is.
- Recent Work: In 2024 and 2025, Tori launched her misSPELLING podcast and appeared on shows like The Masked Singer, Dancing with the Stars, and House of Villains.
Despite these ventures, her earnings—which have been reported to fluctuate between $3,000 and $75,000 per month—have been largely consumed by debt repayment and the high costs of supporting her five children.
Personal Life and Divorce from Dean McDermott
Tori’s financial struggles were often intertwined with her 18-year marriage to Dean McDermott. The pair met in 2005 on the set of Mind Over Murder while both were married to other people. They married in 2006 and had five children: Liam, Stella, Hattie, Finn, and Beau.
Their relationship was plagued by a 2014 cheating scandal and persistent money problems, including lawsuits from American Express for unpaid credit card debt. In March 2024, Spelling officially filed for divorce, citing June 17, 2023, as their date of separation.
By November 2025, the divorce was finalized. Spelling described the process as "amicable" and "drama-free" on her podcast. While they share joint legal custody of their children, Spelling was awarded the intellectual property rights to the BH90210 reboot, providing her a sole stream of residual income that McDermott cannot claim.
The RV Incident: Is Tori Spelling Broke?
One of the most viral moments in recent years regarding the Tori Spelling net worth was the sight of the actress living in an RV with her five children. In 2023, the family was forced to flee their rental home due to a "toxic mold" infestation that was making the family sick.
Because of her financial instability and difficulty securing a new lease, Spelling stayed in a $100-a-night motel before moving into a Sunseeker E450 RV. While Tori tried to frame the experience as an adventure for her kids, the media viewed it as a sign of her complete financial collapse.
By late 2024, her situation appeared to stabilize. She moved into a $12,000-a-month rental in Calabasas and later a luxury home in Woodland Hills, though her net worth remains in the negative due to her outstanding liabilities.
Conclusion: Can Tori Spelling Recover?
Despite a current net worth of -$200,000, Tori Spelling’s story is not necessarily over. Her mother, Candy Spelling, remains worth an estimated $600 million.
While their relationship has been notoriously difficult—with Candy once famously blaming Tori for Aaron Spelling's death due to their period of estrangement—they have recently reconciled. Candy has reportedly helped Tori out financially and has even established a $10 million trust fund for Tori’s eldest child.
Tori remains a resilient figure in Hollywood. Between her podcasting, reality TV appearances, and the intellectual property rights she retained in her divorce, she has the tools to rebuild.
However, until the $1.7 million tax lien and various private debts are fully cleared, the Tori Spelling net worth will continue to be a subject of public fascination and a stark reminder of the volatility of fame.
